Purpose
The purpose of this policy is to provide income protection to eligible faculty and staff during periods of prolonged incapacity (extending beyond 180 days) which are attributable to non-occupational illnesses or injury. Rollins provides Long Term Disability (LTD) benefits for its eligible employees through an LTD insurance policy underwritten by an LTD insurance carrier. As such, the benefits described in this policy are intended only to convey a summary of the most important coverage provisions. In situations where a question or dispute arises, the insurance carrier’s Long Term Disability plan document will be the official and ruling instrument concerning this plan.
All full-time, regular faculty and staff members who work a minimum of 1,462 hours yearly are eligible to participate in the LTD program.